Navigating Medicare enrollment can feel overwhelming—but it doesn’t have to be. Whether you’re approaching age 65 or helping a loved one make sense of their options, this simple guide explains when to enroll in Medicare Part A, Part B, Medicare Advantage (Part C), Medigap, and Part D prescription plans. Download the Medicare Enrollment Timeline to avoid late penalties, understand key deadlines, and feel more confident about your next steps.
We do not offer every plan available in our local area.
Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
Independent Agent Disclosure
This website is operated by Chris Carmichael, a licensed independent health insurance agent. This website is not affiliated with, endorsed by, or operated by Medicare or any government agency.
Chris Carmichael is here to guide you through the Medicare enrollment process—step-by-step. Whether you're unsure about your health insurance enrollment window or feel overwhelmed by the variety of Medicare plans, you can easily schedule a free call with him directly through Calendly.
Independent Agent Disclosure
This website is operated by Chris Carmichael, a licensed independent health insurance agent doing business under Lighthouse Health Advisors. His license is held through Advocate Health Advisors, a national Field Marketing Organization (FMO). This website is not affiliated with, endorsed by, or operated by Medicare or any government agency. While affiliated with Lighthouse Health Advisors, Chris operates independently and provides services directly to clients. He does not represent or act as an official spokesperson of Lighthouse Health Advisors or Advocate Health Advisors. Insurance plans and benefits vary by carrier and region. Services are provided at no cost to clients; Chris is compensated directly by the insurance carriers upon enrollment.
Lighthouse Health Advisors - Chris Carmichael
Licensed Health Insurance Agent
1401 Eastfield Dr
Clearwater, FL 33764
Phone: 727-647-7776
Email: chris@healthlifeandmedicare.com
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