Insurance Clarity Starts Here
Free Resources & Downloads
Whether you're exploring Medicare for the first time, trying to understand ACA subsidies, or choosing the right plan for your stage of life, these free downloadable guides are here to help. Each resource breaks down complex topics into simple, helpful information you can trust.
Free Resources & Insurance FAQs
Educational guides created by Chris Carmichael to help you make confident insurance decisions.
Understanding your health insurance, Medicare options, life insurance needs, and supplemental coverage shouldn’t feel overwhelming.
Chris Carmichael has created simple, easy-to-understand resources to help individuals, families, and seniors across Clearwater, Pinellas County, and the Tampa Bay area navigate their insurance choices with confidence.
These resources are provided directly by Chris—not Lighthouse Health Advisors—and are designed to answer common questions, explain your options, and help you choose coverage that fits your needs and your budget.
